The FAQs About Build On Your Lot

What is "Build on Your Lot" construction?

Tilson pioneered the "Build on Your Lot" approach to home building 85 years ago. The concept is simple. Use a lot you already own or pick the exact lot, land, or property that you want to live on. Select a plan from more than 100 Tilson home designs or bring us your own plan. Get a great house built right where you want to live!

Do I need to own a lot, land, or property before I visit a Tilson Home Center?

Absolutely not! We have skilled staff waiting to help you get started. They can provide tips on what to look for and how to get the most for your money. Please feel free to visit one of our Model Home Centers at any time to discuss ideas for your new home.

Will I need to purchase home plans?

There are several major advantages to building your new home with Tilson. One important difference is home plans. Many other builders require that you purchase home plans before they will even begin to work with you. But any of Tilson's exciting new home designs can be built "stock" with no plan cost whatsoever! You can use the money you save to get just the home you always wanted.

Does Tilson provide written estimates?

Lots of other builders use your purchased plans (see the question above) to develop a "rough estimate" of costs for your new home. The process can take weeks. But Tilson has DeskTop Pricing℠. With this system, a Tilson Sales Associate can provide a basic estimate for any Tilson plan along with any available changes, options, and upgrades you select before you leave the Model Home Center.

How much of a deposit is required when I sign a contract to build a Tilson home?

A minimal deposit is normally all that is required to begin the home of your dreams. For more information, simply stop by the Tilson Home Center and let one of our Sales Associates provide all the details.

Can I personalize my Tilson built home?

Yes, you can. First, you select the exact Tilson plan to meet your family's needs. Next, choose the elevation (exterior look) that appeals to you most. You can personalize your plan to suit your needs. Not only do you have the opportunity to select brick, paint, floor coverings, roof color, and appliances, but you can also move walls, add closet space, add square footage, and add just about anything else to make your home uniquely your own. In addition, Tilson offers upgrades and options so that you can further personalize your home to suit your tastes. You get the home you've always wanted and avoid costly "custom" prices.

Can I count land equity towards my mortgage down payment?

Yes. In fact, many property owners have enough land equity that they do not need any cash funds at all for a mortgage down payment.

Can my well and septic system costs be included in my mortgage?

Many times they can be included. Visit with a Tilson Sales Associate to see if your well and septic costs, lot pay off amount, certain other improvements, or closing costs can be included in your mortgage.

How does "Built on Your Lot" financing work?

This is where Tilson separates itself from other custom builders. Ordinarily, you would have to obtain a construction loan to finance the construction of your new home which can be difficult, time consuming, and expensive. With Tilson, all you need to do is apply for and obtain permanent loan commitment and Tilson will build your entire home interest free out of its own pocket. There are no payments during construction and you won't close until your home is complete.

Will I need to make monthly payments on my new house during construction?

Most other builders will require a construction loan where you make monthly payments for the entire time they have your house under construction. But, if you qualify for Tilson's EasyBuySM program, you make no monthly payments until your home is completed. Think of the money you will save!

"Tilson's quality of homes exceeded our expectations, it's everything we've dreamed about."

— Michael and Gina Boren, San Antonio

"Building our house was the most rewarding experience and we've had absolutely no problems."

— Carl and Vicki Luckenbach, Fredericksburg

"Tilson puts their very best quality in all the homes they build."

— Greg and Barbara Nefford, Blanco

"Everyone at the model home center was friendly and courteous and we loved our experience there.  It was why we came back to Tilson. "

— Bill and Patty Whigham, Crockett

"Tilson's Easybuy program helped us out tremendously"

— Rita Middletown, Montgomery

"The materials that they used are quality, they build a sound house and as a result, our electric bills are cheaper.  Our home is 2x the size of our last home, but our utility bills are cheaper."

— Sandra Fithian, Springtown

"With Tilson, we were able to walk in and get exactly what we wanted without any hassle"

— Amanda Srubar, El Campo

"The whole experience was just a joy!"

— Charles and Eddayln Bailey, Kerrville

"Anytime we know someone who is getting ready to build, we tell them you're making a mistake if they don't talk to someone at Tilson first."

— Michael and Debora Shields, Boerne

"We've had absolutely nothing go wrong with the house for the 14 years that we've had it. We've had zero in the way of issues so we figured for our next home - no sense in fighting success!"

— Eugene Duffy and Karen Reed, Helotes

"The no construction loan helped a lot financially. We didn't have to dip into our retirement savings to front all the money to get started on our home. "

— Sandra Fithian, Springtown